Land Rover Insurance – How much do Land Rovers cost to insure?

Published October 5, 2022
Categories: Latest News

Regardless of whether you’re searching for Land Rover Defender insurance or classic Land Rover insurance, we can help you to protect your vehicle for a good price.

Below, we explore the average Range Rover and Land Rover car insurance costs to support you on your search for affordable Land Rover insurance in the UK.

Whether you’re looking for Land Rover tyre and alloy insurance or want more comprehensive Land Rover motor insurance cover, carry on reading to discover the average costs of insuring a luxurious Land Rover in the UK.

Insurance on a Land Rover

The exact cost of your Land Rover insurance will vary according to which of the 50 car insurance groups it belongs to.  To help assign a car model to a car insurance group, there are various factors that must be considered. This includes the purchase price of the vehicle, its performance (such as the top speed and acceleration), the vehicle’s security and safety features, and the replacement costs of parts.

Administered by Thatcham Research (on behalf of the Association of British Insurers (ABI)), the Group Rating Panel use the above criteria to help decide which insurance group a car model belongs to. This panel is composed of Members of the ABI and Lloyds Market Association (LMA), which meets every month to assign new car models to an insurance group.

If it’s placed in a higher insurance group, as most powerful and expensive vehicles are, you can expect to pay a higher premium than if it were in a lower insurance group.

Most Land Rovers are a little higher than average and can often be found somewhere in the mid-20s to 30s. This can be down to a number of things, including how expensive it is to fix land rovers in general.

Land Rover insurance costs

According to MoneySuperMarket, a leading UK price comparison website, the Land Rover Freelander 2, Discover Sport SE Tech and Discovery TD5 are the three most affordable Land Rover vehicles when it comes to insurance.

The Freelander 2 costs an average £439 to insure annually, with the Discover Sport SE Tech costing £652 and the Discovery TD5 coming in at £736 for the same period.

Insurance on a Range Rover

Of all the Land Rover models, the Range Rover is not only the most popular, but is often the most expensive to insure too.

The Range Rover is designed to be a more luxurious and comfort-focused vehicle than the Land Rovers because they are better suited to going off-road.

Typically, they have more power than standard Land Rovers and are therefore in the mid-30s to high 40s car insurance groups.

Insurance rates Range Rover

According to the same MoneySuperMarket data, three of the most expensive Land Rover vehicles to insure were all Range Rovers.

This includes the Range Rover Sport HSE SDV6, the Range Rover Sport Dynamic and the Range Rover Sport HSE. The HSE SDV6 has an annual average insurance cost of £1,342, while the Sport Dynamic costs £1,309 per year and the Sport HSE comes in at £923 on average.

Tips to cut insurance costs

It’s important to note that insurance costs above will depend on many factors and will also naturally vary from driver to driver.

Not only will car insurance companies take into account your age (younger drivers between the ages of 18-25 are considered to be higher risk), but they will also bear in mind your location, too, when deciding your car insurance premium.

To help reduce the costs of your Land Rover motor insurance, it’s often a good idea to add an experienced named driver to the policy (typically a parent or partner). Fitting the vehicle with security features and avoiding adding modifications to the Land Rover can also help to keep Land Rover insurance costs more affordable.

Land Rover servicing

If you’re trying to keep costs down when it comes to both maintaining and running your Land Rover or Range Rover, then why not reach out to the experienced team of mechanics at ART Garage Crewe?

With more than 75 years of combined experienced in this industry, we provide dealership-level servicing for a wide range of Land Rover vehicles – all for a fantastic price!

Thanks to specialist Land Rover servicing tools and a knowledgeable team of mechanics, you can rest assured that your beloved vehicle will be kept in excellent condition during the servicing process.

If you’re eager to get your Land Rover assessed by a professional for an affordable price, then don’t hesitate to get in touch today.

To book your annual service or find out more about our Land Rover servicing process, you can either speak to a member of our team by calling us today on 0127 021 4445 or use our convenient online contact form to submit your enquiry.

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